Offer Details

In February 2003, Kotak Mahindra Finance Ltd., the Group's flagship company, received banking license from the Reserve Bank of India, becoming the first non-banking finance company in India to convert into a bank 811 is a new age bank account offered by Kotak Mahindra Bank. You can open a 811 account by downloading the Kotak Mobile Banking App and registering using your Aadhaar number, PAN and oth...Read more

In February 2003, Kotak Mahindra Finance Ltd., the Group's flagship company, received banking licens...Read more

Earn at every milestone

✅ Benefits

📲 Open online instantly with Aadhaar + PAN
💳 Free virtual debit card available on app
⚡ Seamless UPI, IMPS, and NEFT transfers
📈 Earn interest on your savings
🔐 Safe and secure with bank-grade encryption
🧾 View statements, pay bills, and recharge anytime
🔄 Option to upgrade for full KYC and physical card

Tracks In

30 Days

Confirms In

1 Days

➡️About the Brand:

Kotak 811 is a product of Kotak Mahindra bank. Kotak Mahindra Group is one of India's leading financial services conglomerates. You can open a 811 account by downloading the Kotak Mobile Banking App and registering using your Aadhaar number, PAN and other basic details. You can set up a mobile banking PIN and start using your account immediately.

✅ Target Audience:

Geography: Pan India
Age Group: All above 18
User Eligibility: New Users Only
Ideal User Profile:
➤ First-time bank users, students, and freelancers going digital
➤ Users who want a no-hassle, online bank account opening
➤ People who prefer mobile-first banking over visiting branches

✅ Step by step process:

📥 Download the Kotak Mahindra Bank app or visit kotak.com from our link

✍️ Enter Aadhaar and PAN to complete e-KYC

📱 Verify your mobile number via OTP

💸 Add ₹1000 to activate your new savings account

💳 Access your virtual debit card instantly in the app

🔄 Start using your account for UPI, payments, and more

✅ Terms & Conditions:

Only one Kotak 811 account allowed per user
Valid Aadhaar and PAN are mandatory for registration
To activate the account, a minimum deposit of ₹1000 is required
Full KYC is required within 12 months for uninterrupted services
Virtual debit card is free; physical card is optional and may carry a nominal charge
Digital account may have monthly limits unless upgraded via full KYC
Account features are subject to Kotak Mahindra Bank’s terms and conditions

Referral Income Sharing Structure:

Levels	Referral Income%
L1	40% of Referral Income
L2	30% of Referral Income
L3	30% of Referral Income

When you refer Avasar Club to A, then A becomes your Level 1 (L1).
Now when A shares this offer and gets this offer completed from someone or A completes the offer himself, you will get 40% of Total Referral Income (L1).
Similarly, if A refers Avasar Club to B, then B becomes your Level 2 (L2).
Now when B shares this offer and gets this offer completed from someone or B completes the offer himself, you will get 30% of Total Referral Income (L2).
And finally, if B refers Avasar Club to C, then C becomes your Level 3 (L3).
Now when C shares this offer and gets this offer completed from someone or C completes the offer himself, you will get 30% of Total Referral Income (L3).

Notification

Kotak Mahindra Bank