Offer Details

Unlock premium credit card benefits with IDFC FIRST — irrespective of whether you choose the secured (FD-backed) or unsecured variant. With this offer, you can: Choose the route suited to you — FD deposit for easier approval or unsecured based on credit. Earn rewards, travel perks, and enjoy wide acceptance Experience fully digital application and activation Whether you're new to c...Read more

Unlock premium credit card benefits with IDFC FIRST — irrespective of whether you choose the secured...Read more

Earn at every milestone

✅ 4. Benefits

💳 Eligible for both secured (FD-backed) and unsecured versions — options for varied credit profiles

✈️ Access to travel perks, insurance, and reward points across spends

🔐 Secured option offers easier approval even if credit history is limited (less rejection risk)

🌐 Fully digital application & activation — minimal paperwork.

🏦 FD continues to earn interest (in secured variant) while serving as collateral.

Tracks In

30 Days

Confirms In

15 Days

About the Brand:

IDFC First Bank (formerly IDFC Bank) is an Indian Private Sector Bank that is owned by IDFC, an integrated infrastructure finance company. IDFC Bank, headquartered in Mumbai offers numerous financial services through its nationwide branches, internet and mobile. It offers services like saving accounts, fixed deposits, home loans products, personal loans, NRI accounts by using technology and service –oriented approach, to make banking more simple and accessible at anytime and from anywhere.

✅ Target Audience:

Geography: Pan India
Age Group: All above 18 years
User Eligibility: New Users & First-Time Credit Applicants preferred
Ideal User Profile:
Those looking to step into credit, build credit score, or get a premium credit card (with or without needing to back with collateral)

✅ Step by step process:

Download or open IDFC FIRST Bank’s credit card application page
Choose “Secured (FD)” or “Unsecured” variant
Complete KYC and application digitally
Once approved, activate the card
Use the card to unlock rewards, travel privileges, etc

✅Terms & Conditions:

Offer valid only for new credit card users (first time via this promotion)
Only one application per mobile / KYC allowed
In secured variant, FD deposit is required and acts as collateral
Users must activate card within a stipulated period (e.g. 30 days)
Any misuse, duplicate accounts or invalid KYC will void eligibility
Bank’s standard T&Cs for credit cards, interest, late fees apply

Referral Income Sharing Structure:

Levels	Referral Income%
L1	40% of Referral Income
L2	30% of Referral Income
L3	30% of Referral Income

When you refer Avasar Club to A, then A becomes your Level 1 (L1).
Now when A shares this offer and gets this offer completed from someone or A completes the offer himself, you will get 40% of Total Referral Income (L1).
Similarly, if A refers Avasar Club to B, then B becomes your Level 2 (L2).
Now when B shares this offer and gets this offer completed from someone or B completes the offer himself, you will get 30% of Total Referral Income (L2).
And finally, if B refers Avasar Club to C, then C becomes your Level 3 (L3).
Now when C shares this offer and gets this offer completed from someone or C completes the offer himself, you will get 30% of Total Referral Income (L3).

Notification

IDFC FIRST Bank