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Navi Pay
Navi Pay

Get Navi Personal Loan

Navi is a trusted financial super‑app in India, offering instant, collateral‑free personal loans up to ₹20 lakh. With a digital‑only, zero‑paperwork process, loans are typically disbursed within minutes after approval

Navi is a trusted financial super‑app in India, offering instant, collateral‑free personal loans up ...Read more

Earn at every milestone

Benefits:

📌 Fully paperless: Apply using just PAN/Aadhaar, no physical docs 

📌 Fast approval & disbursal: Loans approved & credited in minutes 

📌 Flexible repayment: Tenure from 12 to 84 months 

📌 Competitive rates: Starting at 9.9% p.a. 

📌 No hidden fees: Zero processing and foreclosure charges.

Tracks In

30 Days

Confirms In

15 Days

About the NaviPay:

Navi, your all-in-one financial superapp designed for diverse financial needs, offers a range of services for your convenience. From lightning-fast UPI payments to smart investments in mutual funds and gold, quick cash loans, reliable health insurance coverage, and effortless home loans, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being.

✅  Target Audience:

  • Geography: Pan India
  • Age Group: 21–60 years (per brief)
  • User Eligibility: New Users Only (default if not specified)
  • Ideal User Profile: Salaried individuals earning ₹15k+ per month, active credit card users with strong credit (score 680+), low/no repayment delinquencies—including recent and historical—seeking quick, hassle-free personal loan solutions.

 

How It Works:

📲 Download the Navi app from Google Play
📝 Complete quick signup and verify with PAN/Aadhaar
📊 Check instant eligibility and choose loan amount/tenure
✅ Complete video‑KYC and set up auto‑debit mandate
💳 Get loan approval on demand and funds credited to your bank account

 

✅  Terms & Conditions:

  • Offer valid only for new users with Android devices in India
  • Age: 21–60; income: ₹15k+ per month; credit score ≥680
  • Must have active credit card; no DPD in last 6/12 months; no write‑offs; not deceased
  • One loan per user; duplicate or multiple accounts will be disqualified
  • Video‑KYC mandatory; must complete without interruptions
  • Navi’s internal fraud rules apply; suspicious applications will be blocked
  • Offer valid till client-specified end date or budget cap
  • Referral Income Sharing Structure:

Levels

Referral Income%

L1

40% of Referral Income

L2

30% of Referral Income

L3

30% of Referral Income

  • When you refer Avasar Club to A, then A becomes your Level 1 (L1). 
    Now when A shares this offer and gets this offer completed from someone or A completes the offer himself, you will get 40% of Total Referral Income (L1). 
     
  • Similarly, if A refers Avasar Club to B, then B becomes your Level 2 (L2). 
    Now when B shares this offer and gets this offer completed from someone or B completes the offer himself, you will get 30% of Total Referral Income (L2). 
     
  • And finally, if B refers Avasar Club to C, then C becomes your Level 3 (L3). 
    Now when C shares this offer and gets this offer completed from someone or C completes the offer himself, you will get 30% of Total Referral Income (L3).