✅  Benefits:

📲 Open online instantly with Aadhaar + PAN
💳 Free virtual debit card available on app
⚡ Seamless UPI, IMPS, and NEFT transfers
📈 Earn interest on your savings
🔐 Safe and secure with bank-grade encryption
🧾 View statements, pay bills, and recharge anytime
🔄 Option to upgrade for full KYC and physical card

➡️About the Brand:

Kotak 811 is a product of Kotak Mahindra bank. Kotak Mahindra Group is one of India's leading financial services conglomerates. You can open a 811 account by downloading the Kotak Mobile Banking App and registering using your Aadhaar number, PAN and other basic details. You can set up a mobile banking PIN and start using your account immediately.

✅ Target Audience:

Geography: Pan India
Age Group: All above 18
User Eligibility: New Users Only
Ideal User Profile:
➤ First-time bank users, students, and freelancers going digital
➤ Users who want a no-hassle, online bank account opening
➤ People who prefer mobile-first banking over visiting branches

✅  Step by step process:

📥 Download the Kotak Mahindra Bank app or visit kotak.com from our link

✍️ Enter Aadhaar and PAN to complete e-KYC

📱 Verify your mobile number via OTP

💸 Add ₹1000 to activate your new savings account

💳 Access your virtual debit card instantly in the app

🔄 Start using your account for UPI, payments, and more

✅ Terms & Conditions:

Only one Kotak 811 account allowed per user
Valid Aadhaar and PAN are mandatory for registration
To activate the account, a minimum deposit of ₹1000 is required
Full KYC is required within 12 months for uninterrupted services
Virtual debit card is free; physical card is optional and may carry a nominal charge
Digital account may have monthly limits unless upgraded via full KYC
Account features are subject to Kotak Mahindra Bank’s terms and conditions