✅  Benefits:

✅ Fibe offers fully digital, OTP‑based login and instant approval process
✅ Access loans up to ₹5 lakhs without requiring collateral
✅ Flexible EMI plans from 6–36 months to suit your budget
✅ No prepayment penalty—close early if needed
✅ Transparent fee structure: processing fee ~2–4.5%, nominal charges; no hidden costs
✅ Trusted by over 34 million users, ISO and SOC certified platform

About the Brand:

EarlySalary is India’s largest advance salary and instant personal loan app that enables short term loans from Rs 5K to Rs 5L. Users can get convenient, affordable and fast loans with EarlySalary. Borrow personal loans at an interest rate of just Rs. 9 per day – which is relatively much cheaper than a credit card – and cover expenses such as home renovation, medical emergencies, travel costs, big-ticket purchases & more with complete ease.

✅ 5. Target Audience

• Geography:
  Pan‑India (serviceable across ~5000+ pincodes)
• Age Group:
  21–55 years
• User Eligibility:
  New Users Only
• Ideal User Profile:
  
  • Salaried professionals earning ₹21,000+ monthly
  • Looking for fast, hassle-free personal loans
  • Prefer digital convenience, minimal documentation
  • With good credit (CIBIL > 682)

✅ Step by step process:

📲 Open the tracking link and begin with OTP‑login

🧾 Complete your profile: personal and employment details

✅ Upload required documents (PAN, Aadhaar, salary proof, bank statements)

🔄 Instant preliminary approval & bank statement verification

📌 Final KYC and document review

📥 Download the Fibe app if prompted

💸 Receive final loan disbursal directly in your bank account

✅ Terms & Conditions:

✅ Offer valid only for users aged 21–55 with monthly salary > ₹21,000 and CIBIL > 682
✅ Applicable only for new users of Fibe
✅ Only one account per user/mobile/pincode; duplicate accounts will be disqualified
✅ Traffic must be unpaid, non‑incentivized, and comply with content policies
✅ Fibe reserves the right to reject users based on incomplete or inaccurate document uploads
✅ Loan terms, interest & charges vary per user credit profile and NBFC partner
✅ Users must complete full digital KYC and upload salary statements